Heating maintenance costs
People don't like spending money on boilers, we generally take them for granted but they are so important. Hot water and heating are not just a luxury and especially in colder areas are literally the difference between life and death.
Could you survive a winter in a house with no heating?
Servicing and general maintenance is the first thing that is neglected when we're watching the pennies, it is easy to save money by cutting that from the budget. Unfortunately this can quite easily have ramifications when you least expect it. Boilers break down in the cold weather much more, because they have been either dormant or running at low capacity over the summer and are then turned on or up in the winter, any faults will manifest themselves then.
Although regular servicing cannot fully prevent failure, they are the best way to spot early signs of component issues. Mechanical parts like pumps, fans and valves can be checked and repaired or replaced before they fail, ensuring a trouble free and warm home.
Installation costs for a simple combination boiler could vary by up to £2000
The cheapest I have seen advertised for a combination swap is £1200, this will be for a very basic boiler with maybe 1-2 years guarantee and a life expectancy of less than five years. So £1200 every five years then.
Compare that with a medium range, highly efficient boiler which might cost £1800-£2200 (depending on VAT etc) which may have a 10+year guarantee and provide heat more efficiently with fewer repair costs then it is easy to see why saving a comparatively small amount of money in the short term will be a false economy.
Of course we don't always have the spare cash lying around and often a new boiler cost is a surprise. Taking out a small loan or buying a boiler on credit to make sure you don't end up with a stinker will still be more financially sensible in the long run. As long as you can afford repayments and the interest is not over the market average, spreading the cost of a large and long term essential item is quite common.